Privacy Notice by Chicago Motors Inc. of Chicago, IL

1.Why we need your personal information:

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

2. How is my personal information protected:

To protect your information from being intercepted, our site’s Secure Socket Layer (SSL) encryption creates a secure connection with your browser when you fill out an application for financing your vehicle.

Only authorized employees of OUR DEALERSHIP or affiliate financial companies who need your information to process your credit or financing application have access to the personal information you provide us.

3. What types of information do you collect?

The types of non-public personal information we collect and share depend on the type of financing you are applying for.

The information can include:

Social Security number and income.

Credit card or other debt and account balances.

Payment history and assets; and, Credit History and Credit Scores.

When you are no longer our customer, we continue to share your information as described in this notice.

4. Why is this necessary?

All financial companies need to share personal information to run their everyday business. In this section below, we list the reasons financial companies can share their non-public personal information. The reasons OUR DEALERSHIP chooses to share; and whether you can limit this sharing.

5. What we share

For our everyday business purposes – such as to process your financing application, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

For our affiliate’s everyday business purposes – such as to process your financing application, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

For our marketing purposes – to offer our products and services to you.

For joint marketing with affiliate financial companies.

6. Can you limit the above sharing?

Yes, you can limit our sharing of your personal information to our affiliates for their everyday business purposes. However, as these affiliates are likely financial firms processing your application for credit, we will likely then not be able to process your application for vehicle financing. If you wish to limit our sharing of your personal information to our affiliates for their everyday business purposes, should should not apply for financing your vehicle with OUR DEALERSHIP.

7. What we do not share:

For affiliates to market directly to you

For non affiliates to market directly to you

Your phone number for SMS and Calling Purposes.

8. SMS Communications

Effective Date: 01/01/2024

Introduction

This SMS Privacy Policy outlines how Chicago Motors Inc. collects, uses, and protects the personal information of users who subscribe to our SMS communication services. By providing your phone number and opting into SMS communications, you consent to the practices outlined in this policy and acknowledge that you understand your rights and choices regarding these communications.

Information We Collect

When you provide your phone number to subscribe to our SMS services, we collect the following information:

Your phone number

Other information you voluntarily provide in response to SMS messages (e.g., replies to surveys, feedback, or promotional offers).

How We Use Your Information

We use the information we collect to:

Send promotional messages, updates, offers, and other information via SMS, as permitted by law

Respond to your inquiries and provide customer support

Comply with legal requirements and industry best practices, including record-keeping and auditing

Conduct data analysis and insights to improve our services, provided this is done in a privacy-compliant way

We do not sell, share, or distribute your phone number to third parties for their own marketing purposes without your explicit consent. Your SMS opt-in and phone number are not shared or sold for any purpose outside of Chicago Motors Inc.’s SMS communications.

Third-Party Service Providers

Chicago Motors Inc. may use third-party service providers to facilitate SMS communications. These providers are carefully selected and vetted to ensure compliance with applicable laws, including TCPA. All third-party providers are required to implement adequate security measures and will not use your information for any purpose other than delivering SMS communications on our behalf.

Opt-In Consent

By submitting your phone number through our website, an intake form, or other designated channels, you are expressly consenting to receive SMS messages from Chicago Motors Inc. We will only send SMS messages to individuals who have opted in by providing their phone numbers and agreeing to receive messages from us.

Opt-Out Procedure

You may opt out of receiving SMS messages at any time by replying “STOP” to any message you receive from us. After opting out, you will no longer receive SMS messages, unless you choose to opt back in by providing your phone number again. You can also unsubscribe by contacting us directly at 773-235-6500. Once opted out, your number will be added to our "Do Not Contact" list.

Message and Data Rates

Message and data rates may apply for any SMS messages we send or that you send to us, depending on your mobile carrier’s plan. Please consult your carrier for details on messaging and data charges specific to your plan.

Data Retention

We retain your phone number and any associated data for as long as necessary to fulfill the purpose for which it was collected, including compliance with legal and regulatory obligations. If you opt out, your phone number will be retained on a "Do Not Contact" list to ensure that you do not receive further SMS communications from us.

Data Security

We take reasonable measures to protect the security and confidentiality of your personal information, including your phone number, and implement safeguards to prevent unauthorized access or disclosure. While we use industry-standard protocols, no security system is completely infallible, and we cannot guarantee the absolute security of your data.

User Rights and Choices

You have the right to access, update, and request deletion of your personal information collected through our SMS service. To exercise these rights, please contact us at the number provided below. Please note that, to ensure compliance, certain data may be retained on a restricted-access "Do Not Contact" list, as required by law.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page with a revised effective date. Continued use of our SMS service following the posting of any changes indicates your acceptance of these changes.

If you have any questions, concerns, or requests related to this Privacy Policy or your SMS data, please contact us at 773-235-6500 or email [email protected].